Archive for July, 2010

What’s The Secret? To Generating Real Estate Leads On The Internet?

Thursday, July 29th, 2010

OK, so maybe this didn’t happen………….

I just escaped!  I ran all the way home to tell you what just happened to me.  I can’t believe this….I’m out of breath…….  Ok, breathe…in…out….in…out.  Ok, yesterday, Wednesday, July 28th, 2010, 1700 hours, I mean 5:00 P.M., (sorry, I reverted back to my military training there for a minute.  Won’t happen again.)  Ted Canto (a loan officer here in the Southeast Valley)  and I left my office in Mesa, Arizona, (really its the Mesa-Gilbert Border), any way… after another successful day of helping Arizona REALTOR’s grow their business using Web 2.0 tactics.  You know….Facebook, Twitter, LinkedIn, WordPress, ActiveRain, Yelp, YouTube, the list really goes on and on.  Anyway, we left my office yesterday, whistling “girls just want to have fun” the theme song to Mission Impossible when everything went black!

I heard the noise of screeching tires, then the heat of a van, probably  a mini van of some kind,  in front of me.  2 guys with sharpened brooms and fishing poles 12 commandos with guns, and grenades, and knives, picked me up and threw me in the side of the van, I cried held my composure….I didn’t want them to see that I was scared not scared at all!  I could hear Ted yelling “I want my Mommy!” “You’ll never take me alive!”  I didn’t know what these guys wanted but I knew them meant business!

You see, I am a marketing rep for a national title insurance company based in Phoenix Arizona, I help my clients (mostly Realtors) get found on the Internet….where more and more of their clients are.  Up until now I thought that my competitors were just frustrated, I never thought that anyone would do something like this! (If they did that is).  Anyway, I woke up, to tape being ripped off my mouth, and bright lights in my face.  Some GUY, with horrible breath was screaming at me, “Whats the secret?”, I’m like,.,, “Dude..the secret to what?“  “The Internet!…what is the secret to generating leads on the Internet!”

I’m like “whatever dude….I’m not telling you anything!” He says, “We will see about that, after the truth serum starts to take effect”. Truth Serum?

Ok, so, anyway, I escaped!  And these Idiots recorded the whole darn thing!  I grabbed the tape on my way out.    I want you to see what happened!

As you can see this has been quite an experience. I still can’t believe this happened. I know the title industry is competitive but this is ridiculous! I got home and jumped right into my Tae-Bo videos Tae Kwon Do

By the way, has anyone seen Ted Canto?

Arizona Sellers: Beware of Short Sale FRAUD.

Wednesday, July 28th, 2010

It’s bad enough that you are upside down or underwater” as they say in your Arizona home, that’s bad enough, then your 5/1 ARM starts to adjust. Upward.  Now you are paying more on a home that is obviously worth less.  Next you are having problems keeping up with the payments.  You miss one payment, then two.  The phone starts ringing, at home, at work, your cell.  You are falling further and further behind on your payments.  What are you to do?

Well, in the above scenario, which is all too common, not only here in Arizona, but throughout the country, there are some options available to you besides the dreaded “F” word-Foreclosure. One of them is Short Sale.

So, you start doing your research.  You quickly learn that you have better odds of winning the lottery than getting a loan modification.  Besides, there is not too much time.   So, Short Sale it is.

A short sale is an arrangement in which a homeowner sells his or her home for less than the outstanding mortgage, with the consent of the lender.  Today “short sale” has become a house-hold word – “Short sale” IS the new buzz word in real estate. It’s almost cool?

Soon you are contacted by an investor that says they can help you short sale your home.  They have an offer on your home.  This person explains that he/she will negotiate directly with the bank on your behalf and negotiate the short sale.   What’s the harm?  They said that they have closed “hundreds of short sales”

You owe $450,000 on a home that is now worth (maybe) $250,000.  The investor negotiates with the bank to accept $150,000.  What you and the bank are not told is that they are planning to buy your home for $150,000 and sell it immediately to another buyer they have already lined up for $200,000. Pocketing $50,000.  This is fraud.  Short Sale Fraud to be exact.  You and your lender have been set up by a premeditated scheme- short sale fraud.


Phoenix has the dubious distinction of being on a list of growing mortgage fraud.  Read the FBI’s 2009 Mortgage Fraud Report HERE

If you are considering Short Sale, Real estate experts say to avoid being scammed, do not work with someone without a license, do not pay any up-front fees, watch out for extra charges, and be aware of short sale negotiators who will misrepresent your home below market value….in an attempt to turn around and flip it.

If you are a seller in Arizona considering Short Sale, feel free to contact me.  I  work with many of the best short sale REALTORs/agents in the Phoenix Metro area.  I will be happy to refer you to one of them that fits your needs..   Stephen Garner.

I Hemp My Clients Get Found On the Internet Using Social Media, Blogs and Video

Raincamp Prescott, Arizona!

Tuesday, July 27th, 2010

Do you want to grow your Real Estate business?

The Way We Do Business Has Changed

What are you doing on Thursday August 26th 2010?  I know what I’m doing.  I will be in Prescott, Arizona for RainCamp with 400 of the most forward thinking Real Estate professionals from across the country.  Will you be one of them?

You have heard it before, at least you have thought it “why don’t my postcards or calenders get the response they once did?”  Well, there are many reasons but one of them is that there has been a shift in the way and where the consumer looks for information. A shift to the Internet.  That’s where you need to be.

Almost 2 years ago, myself and Ted Canto called ActiveRain and asked them to come to Arizona to hold a workshop about blogging.  To our absolute surprise they agreed.  Now, to give you an idea of what them coming to AZ meant, it would be like calling Facebook to learn how to start a PPC campaign or fan page and getting Mark Zuckerberg to demonstrate it for you.  I mean this was big. With a member base of over 187,000 real estate professionals, ActiveRain is one of the authorities on blogging in real estate.  Other than trade shows, it was the first time ActiveRain had ever done an event like it.  Over 500 real estate professionals attended the event at the Double Tree Resort in Scottsdale.

Partly because of this initial event, they went back to Seattle, Washington formed a curriculum, partnered with national sponsors Zillow.com and Marketleader.com and called it RainCamp.

What’s Raincamp?

Real Estate RainCamp is a full day Conference/Seminar that is packed with valuable content, presentations, and some of the most useful and applicable ideas and processes that you can implement immediately into your Social Media, Networking, Blogging Strategy, and Business Plan. RainCamp™ was created and developed for anyone in the Real Estate Industry looking for successful methods and tools to maximize and grow their online business in today’s Modern Day Real Estate Market. RainCamp™ is a National Event now touring the Country.

Modern Day Real Estate Marketing

  • How do you stack up in the modern Real Estate Market

Find out where you rank before we kick off the day. How does your social profile rate against your neighbor? How can you expand that presence and create connections that are meaningful in a professional manner? Understanding where you are is the only way to figure out where you need to go.

Search Engine Marketing

  • Learn how to target consumers that are MUCH closer to buying than an average Internet lead

Advertising is undergoing a radical transformation. As advertising dollars make an exodus from print to online marketing, do you know how to position your advertising budget to get the most impact out of each dollar? As most of your potential clients go online to make purchase decisions, knowing how to target them in the places they reside will be instrumental in ensuring they do business with you.

Converting Leads Into Closings

  • “Ten Days of Pain” lead conversion method – allows you to convert Internet leads efficiently

Understand Pay-Per-Click advertising and how you can get leads cheap and effectively. It’s one thing to learn how to drive traffic to your site, it’s entirely different to actually convert that traffic into a commission. Learn the regiment required to get industry leading conversions with the prospects on your website. There is no reason the leads on your site should be treated like the rest of the industry treats theirs. Resolve to do something different.

Social Media Networking and Marketing

  • Discover what works and what doesn’t work using the New Social Media Movement

Learn how to use Social Media to obtain a competitive edge in your market place. Gain an understanding of sites like FaceBook, Twitter, and others, and how you can incorporate them into your business plan to connect with and earn more clients.

Real World Social Media Success Stories – LOCAL PANEL

  • Listen to pros that are utilizing what they preach and have outstanding success doing it

Listen to real agents on the street who are using Social media to enhance their business. Let them tell you how they did it. Not every story is the same but the critical component is this: They took the leap and the rewards are well worth the effort.

30 Technologies You Don’t Know About But Should

  • Discover 30 technology tools that can be seamlessly integrated into your business

Does this really need an explanation? Yes it does, so you’ll need to come and hear it.

Becoming the Online Mayor of Your Community

  • Understand what it means to be the “Online Mayor of your Community”

The end game of all real estate social media strategies. Learn how to put yourself at the online center of your real community. This is market area “farming” and done by the cutting edge elite. Take full advantage of the resources available and create a plan to put yourself in the middle of the flow of information in your market.

Hyper-local Blogging for Business and SEO

  • Learn how to use Hyper-Local Blogging to land you on the first page of GOOGLE

What is Hyper-local? Why does it matter? How does focusing on hyper-local content give you more qualified leads that are ready to act quicker? Find out how to target your next client by providing the information they are looking for when they are really getting close to buying. Learn the methodology of a newer agent who has leveraged the Internet to become a Mega Producer.

About The Speakers:

Ben Kinney, Mega Producer, Keller Williams

Featured: 2008 Realtor Magazines annual “30 under 30″, RIS Media “Power Team” report, WCAR Realtor of the Year and Quarter

Bob Stewart, Director of Social Media Strategy, ActiveRain

Bob is responsible for growing and maintaining ActiveRain’s vibrant community of real estate professionals. He has been actively involved as a member of ActiveRain from inception. Prior to ActiveRain, Bob was COO of Brio Realty and during his tenure he increased sales volume from zero to over $100 million a year.

Brad Andersohn, Community Manager, ActiveRain

Brad is the all around tech and member support services guru. His focus and goal is to make sure members are getting the most out of the network and community. He spends a great deal of time introducing new products, tools, and services with explanations and tutorials on how to best apply them to your business plans and growth strategies.

To register for Raincamp Prescott please click HERE


RainCamp“Because the way we do Business has changed!”

Realtors: Give To Receive

Tuesday, July 27th, 2010

FREE WIFI IS BACK! Hooray!!

Do you remember when Starbucks stopped offering FREE WIFI?  I do. I do because it was the last time that I met clients at Starbucks.  I am a title rep for a national title insurance company in Phoenix AZ.  I help my clients (REALTORS) get found on the internet.  It’s because of this that I need my laptop to show my clients how to use Facebook, Twitter, LinkedIn, YouTube, Yelp, WordPress and most importantly, how to use them together.  Something that is not fun on a wireless card. So, when Starbucks stopped offering FREE WIFI, I went to one of their competitors, where the WIFI is plentiful.  It was probably an expensive decision for Starbucks to make. I know it cost them business. How much? Well… Lets assume that there are 10 other people throughout the whole country that felt the way that I did and took their $6 to a competitor.  Those 10 people, (getting coffee everyday) represent $2,190 per year.  Not much right?  Unless of course there were a 1000 people that took their $6 somewhere else, once again an underestimate I am sure.  Those 1000 people represent $2,190,000 in lost revenue.  What’s my point?  Don’t be stingy?  Not really, Give to receive.  I would have kept going to Starbucks every day, if they hadn’t made my job harder.

How does this carry over into your real estate business? Give to receive!  This concept may be contrary to many of the “Old Timers” in the business.  By old timers I mean 2000 and before. No, I’m joking. But not really.  Anyway.  Give to receive.  Many of you in the business remember being on floor time, (yes I said it-floor time) and getting a call from a potential customer inquiring about a listing of your brokerage.  Most remember the mentality of not giving any information away until and unless the person either provided contact info or agreed to set an appointment to see the listing.  Remember these little  gems?

Consumer: “yes, I would like some information on 1234 E main street”

Agent:  Well what are you looking for?

Consumer:  Well, how many bedrooms are there?

Agent:   Well how many would you like?

and around and around and around and etc..

OK. now if you are still doing that (floor time), no I mean that kind of dialogue with potential customers-STOP!

Why? Well I sincerely doubt that you are still doing Floor Time and if you are, please call me….. I can help. (Really)

OK, STOP.  This is the information age,  The age of SHARING!  So SHARE!  Some agents don’t give away anything, not even information until a potential customer makes the 1st move, (buyer-broker agreement) registration on a website or maybe a verbal commitment.  This could be a mistake.

You have a wealth of information from your vast experience as a Realtor.  Most of you have “seen it all” well, until something absolutely crazy happens and then you have seen it all again.  Anyway, You have a wealth of information that many of you are reluctant to share.  Why?

Catch this: You are more likely to get a customer drawn to you because of your willingness to share than not. Yep, I said it.  I mean, the internet is your friend.  (Unless you are a kid in which case stay away.) Wink :-)

Ok, so, if you follow me in any capacity you know that I often recite statistics on the number of your customers that go to the internet when looking for information, real estate, etc..  If you know what you are doing (and I can help you if you don’t) you can share your expertise in a blog or a video or a tweet. And help your customers find you.  Its called Inbound Marketing.  What kind of information?

What’s a short sale?

How does a short sale work?

Whats an REO?

Whats a Trustee Sale?

After Foreclosure How Long Do I have?

Process of buying an REO/shortsale

Do you qualify for a short sale?

Strategic Default

Short Sale and 1099

Pretty much anything that a customer asks you is of value to more than just that person.

This is the kind of information that your customers type into Google.  This is the kind of value added information they want.  So give it to them!  If I want information about whether or not short sale is right for me, and I type into GOOGLE “Is short sale right for me” and I come up with your blog or video blog or tweet etc… that answered my question, am I more or less likely to call you?  (If you said less-click the red dot on the top left on your MAC or the red X on the right side of your PC and sign off  because you are not listening.)

Marketing has changed.  You can bring your clients to you, you don’t need to spend all of your time looking for them.  If you are fortunate enough to have a buyer come across your website and you require a registration to “search the MLS”, they are most likely going to do what I and countless others at Starbucks did, back out and move on to a competitor.  Provide the information they want and need but make sure your value proposition is clear.  Why should someone work with you? Are you going to save me time and/or money? Want to be successful at Real estate marketing?  Be the answer to my question when I type whatever it is in Google. Remember, 87% of all searches happen in Google.

Great News! Starbucks has reversed course and now provides FREE WIFI again, so I will be heading back over there to meet with my clients.  Anyone want to join me? I hope to see you there.

How do you give to receive?

If you are a Realtor in Arizona that would like help with your real estate marketing, specifically “getting found”, call, email, DM, Tweet, Smoke Signal, Bat Signal me. (By the way, I don’t know if it is really called a Bat signal but Ryan Johnson with Keller Williams East Valley in Tempe AZ said it was, blame him if its wrong, not me.)

I Help My Clients Get Found On The Internet, using Social Media, Blogs and Video

Title reps: Does yours help you build your Arizona Real Estate Business?

Monday, July 26th, 2010

Cold Calls, no that’s not a good start to a blog post, no one likes cold calls. I know I don’t.  Oh, I know, I will start like this.

O.K. It’s Monday, my call day.  Not that I like making Cold Calls-I don’t.  I guess my biggest challenge with cold calls is that I don’t like it when someone cold calls me!  You are probably the same way.  Anyway,…… I am a title rep for a national title insurance company in Phoenix, AZ so that is what I am doing today to set my appointments.  Making calls.  To Realtors. Warm calls I hope.

Ok, now if you are reading this you are a Realtor or you are a lucky consumer that has stumbled across me on the internet-most likely Google since 86% of all searches happen there.  Either way, welcome.

statowl.com

As you can probably tell I’m a little techie.  I mean, I have a blog.  A pretty nice one too.  How many other title reps do you know that have a blog? Not many probably. Compared to most Real Estate professionals I must seem like Einstein.  Why?  Well because I leverage technology to grow my business.  Something an overwhelming majority of Real Estate agents don’t. I mean they have websites…they just don’t do anything (the websites that is). Now, I know what you are thinking, Stephen, why are you making cold calls if you are “a little” techie?  Well the first rule in sales is to be where your customers are and my customers (at least an overwhelming majority of them ) are not on the internet.  But I aim to change that. You see, Realtors don’t go to Google when looking for a title company.

See look.

See, I told you.

My job would be so much easier if real estate agents searched Google like this:

My life would be so much easier...

OK, so back to my calls.  Today I called an agent that I have heard of, you know someone that does enough business to get noticed but not some insane super producer that sells 500 houses a year.  Any way, I called her and said, “hello, this is Stephen with XYZ title company and I would like to help you grow your business.”  “Well”, she said “Stephen, I appreciate the call but I am very happy with my title company that I have worked with for years.”  Now most title reps would have stopped there.  Not me.  Here we go, follow me here.

Well Joan, (that’s not her real name , I’m calling her that to protect the innocent).  Anyway, “Well Joan, Can I ask what it is about your title company that keeps you coming back, I mean you seem very loyal and I can appreciate that.  I wish I had more clients like you” (I really do by the way).  “Well”, Joan says “my title company provides great service and they are very friendly and I have used the same people for years.”  I say “Great!”.  I say, “well, it’s getting a little tougher out there, question for you “Joan”, has your title company helped you increase your business?”

Joan: “well, involuntarily I guess”. {Here we go……}

Me: , “well, what do you mean involuntarily I guess?”

Joan: “well…..(and she is searching for something to say here), my title company has given me great service and they have provided renewal hour classes and they help me with my labels (Yes…..she said Labels) and they sponsor classes about short sales.

Now at this point I am smiling because I know I have the appointment, even though Joan doesn’t know it yet.

Me: “wait a minute Joan, maybe I’m crazy but what you just described sounds more like the job description of a title company, than a value proposition, they are supposed to provide great service aren’t they?”

Joan: “Yes, I guess they are”.

At this point I say, “Joan, since we have already concluded that your title company is really doing their job description….., have they actually increased your business?”

Joan sighs, as I can tell this is not easy for her (It kind of stinks when you realize that the people you have worked with for so long really have not increased your business.) :-(

Here it comes. Catch this. I say,  “Joan what if, I could provide you with the same level of service as you have now OR better AND I could actually help you increase your business, would you want to meet with me then? Joan says” w-e-l-l, what is it that you do that my title company doesn’t?”

Me: “Well Joan, I help my clients get found on the internet.  90% of consumers start their home search on the internet-and 96% of 1st time home buyers go to the internet first”.  “In addition, 80% of buyers will go with the 1st agent they come across.  That’s where you need to be!”

Joan: “I’m Listening.”

Me: “Well Joan, I help my clients get found on the internet, using Social Media, Blogs, Video and Search Engine Optimization. Both on and off page SEO.”

Joan:,” I need help with that.” Of course she does.  All Realtors All businesses need to be where their customers are and more and more of their customers are on the internet. Period.

For some reason the real estate industry (at least here in AZ but I suspect everywhere) has been slow to adopt more technology based marketing plans.

Me: “Joan, I feel confident that I can help you grow your business and provide you and your clients with fantastic service, and at the very least, save you time and money in your business.”

You can see where this conversation  is going.

What do you think Joan said?

What would you say?

Anyway, you know that I don’t like cold calls, BUT I do want to help you grow your real estate business.  So, until enough people start searching Google for a title rep to help them build their business, I’m going to have to continue making my calls. Unless of course you want to save me. (this is an invitation by the way).

Time to find my next Joan, can’t wait to write about the next Realtor I show how to increase their business using Web 2.0 technology.

I hope to talk to you soon.

Ready?

Go.

For All Your Arizona Marketing, Escrow and Title Needs




Is the traditional real estate agent/brokerage dead?

Wednesday, July 21st, 2010
MarketingCharts.com

MarketingCharts.com

traditional – pertaining to time-honored Orthodox doctrines;

orthodox – adhering to what is commonly accepted; “an orthodox view of the world”

I ask this question not to be argumentative but to spark a debate

It seems to me that while the business world has changed,

  • Google
  • Blackberry
  • iPhone
  • Zillow
  • Trulia
  • Amazon
  • Expedia
  • Social Media

{I could go on and on,}

the traditional real estate agent/brokerage continues on-unchanged.

Question. What is the value proposition of the traditional real estate brokerage? Agent?  Why would an agent/consumer choose to work with you?

Lets come back to this one.

Traditional Value Proposition of a Real Estate Brokerage:

  • Fees
  • National Ad Campaign
  • Office Space
  • Education
  • Renewal Hours
  • Referral Network
  • E & O Insurance
  • Coaching
  • Leads
  • Broker support
  • Legal Support

please don’t kill me, I’m sure I have missed some………….

In today’s climate most of these things are vanilla unless a brokerage can actually help an agent get more business.  After all, why in today’s market (any market really) would a real estate agent choose a brokerage unless it can help increase their business?

How this started.

Over the past year I have met with brokers/agents around the valley, some of the conversations I have had with them are rather surprising.  For instance, one of the 1st things I ask a broker or agent when we sit down is “What is the value of you or your brokerage? Why would an agent/consumer choose to work for you? The answers I get back are telling.

(These are real answers……..)

  • Brokerage
  • Location
  • Centrally located
  • Parking Space  yes, parking space!
  • Office space
  • Free Copies
  • Postcards/flyers
  • “We believe in our agents!”
  • “We have office hours!”
  • Floor time (insert snicker here)

Not that these things are worthless, they aren’t BUT they become less and less relevant every day.  Why? For some consumers, a brick and mortar office is a value add, but I would argue this type of buyer/seller is disappearing-and fast.  How many prospective clients want to meet at your office?

Agent

  • I work hard
  • I’m passionate
  • I’m knowledgeable
  • Friendly
  • I follow up
  • Designations
  • My Marketing plan

While these traits are important once someone meets you, they have not met you yet. They don’t even know you exist.

Why would a consumer choose to work with you? Want the right answer? Because they found you FIRST. 80% of buyers will work with the 1st agent they come across.

Value

“A new class of real estate brokerage or BETA brokerage is springing up across the country to attract the web 2.0 agent/consumer.  The next generation brokerage markets themselves in new ways – ways never thought possible –  and connects with consumers across the myriad of social media channels that were once considered frivolous or off limits to marketers.”  These brokerages/agents offer:

  • Websites
  • Blogs
  • Landing Pages
  • Squeeze Pages
  • Search Engine Optimization
  • Video classes
  • Green Rooms (Video)
  • Google PPC Campaigns
  • Facebook PPC Campaigns
  • Social Media Training

And not only these things, but they also help an agent understand how these things work and how it will grow their business.  These agents and brokerages understand that the goal of web 2.0 technologies like the ones listed above is to develop online strategies to eventually meet the consumer offline-toe-to-toe-belly to belly.

1st rule of sales…be where your customers are.  Sounds pretty simple right?  Well the customer is online.  Yet most the the tools, training, etc.. of a traditional brokerage/agent revolve around them, their brand, not the consumer

You need to be where the consumer is……………

Consumer behavior has changed.  The days of calling an agent to inquire about a property are disappearing.  Today’s consumer wants this information, but on their terms-not yours.  Can you imagine how you would like it if you called a tire company-for product info and prices and tire salesmen started calling you-trying to sell you tires?  How would you feel about that one?

The Future.

The Future of consumer behavior and ultimately Real Estate marketing revolves around mobile applications and browsing.  How much surfing do you currently do on your desktop/laptop compared to your Blackberry, iphone, HTC or Drooooooooid?

Google most popular search engine in mobile devices

According to Web researching firm Gartner In the next “3 years mobile browsing is expected to pass PC’s as the most common browsing device”

Are you ready for that?  According to Market Share the iPhone has almost 65% usage leaving all the others far faaaaaaaar behind with Google being the dominant search engine, literally crushing all others with 95.57% of all global searches

Mobile Browsing By Platform

What does your website (if you have one) look like on a smart phone?  Is the functionality still there or do you get the dreaded blue cube (iPhone)?  Does your website have flash? As of now, I am aware of no smart phones that support flash.  Apple announced recently that it will not support flash.  Apple “We don’t want to reduce the reliability and security of our iPhones, iPods and iPads by adding Flash.” What does that mean to your business?  If you have flash, your website will not function properly for the 33 Million iPhones that have been sold since 2007-and this number does not include the millions of iPod Touch and iPads……

Give to receive.

Today’s consumer wants information.  And if you won’t give it to them,, someone else will-and quicker.  The days of requiring the consumer to register on your website to search for properties is dying-fast.  Why would I register for your website and risk you calling or emailing me over and over again when I can just repeat a Google search?

Here is the good news…..you can still became a BETA brokerage or agent but you have to change your mindset.  You need to embrace inbound marketing techniques over stale outbound techniques and most of all-you need to add Value.

If you are an agent in the Phoenix Metro area that would like help growing your business, call me….let’s meet for coffee to discuss.

And if you are a brokerage in the Phoenix Metro area that is looking to attract top talent to your company-offer education that will help their business grow!  The genie is out of the bottle, this stuff is not going away-it’s jut going to get bigger and better.  Want help getting your agents into the web 2.0 world where their customers are? Call me….let’s meet for coffee and discuss how I can help you attract or maintain your assets-the agents.  Did I mention I’m a title rep?  “Will work for escrows”

Oh yea, one more thing…..Facebook officially hit 500 Million users today. Told ya its not going away, just getting bigger……..

For All Your Arizona Marketing, Escrow and Title Needs.

Considering a Short Sale in Arizona? What You Should Know

Monday, July 19th, 2010

Short Sale.  Short Sale. Short Sale.  I remember when the buzz words to describe real estate were Location. Location. Location.  Maybe that’s why so many Arizona homeowners find themselves in trouble.

First of all-Congratulations.  You have taken the 1st step (but most likely the 300th)  to inquire what options are “out there” for you.  How do I know?  You wouldn’t have found this post if you weren’t looking for more information about short sale.

You probably already know what a short sale is, at least you have most likely heard what your sister or neighbor thinks it is.

Wikipedia defines a short sale as: a sale of real estate in which the sale proceeds fall short of the balance owed on the property’s loan.[1] It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the borrower. Both parties consent to the short sale process, because it allows them to avoid foreclosure, which involves hefty fees for the bank and poorer credit report outcomes for the borrowers. This agreement, however, does not necessarily release the borrower from the obligation to pay the remaining balance of the loan, known as the deficiency.[2]

It’s the D word or Deficiency you are most likely concerned about-and for good reason.  After all, why would you want to go through the hassle of a short sale if you could still be found liable for the difference between what you owe and what the home sells for?

If you expect me to go into a lengthy legal argument here about short sale and whether or not deficiency applies to you, forget it.  I’m not an attorney (I’m a title rep) so I can’t tell you what you should do.  But I can do the next best thing.  I can refer you to someone that can help you!

If you would like to know if your loans qualify for deficiency protection you can call Thomson Conant’s Mortgage Mediation Group, a Law Firm here in Phoenix at  800-664-1220 or click the banner below to visit their website

OR you can call the Maricopa County Lawyer Referral Service.

What They Do:

  • They put you in touch with an attorney to schedule up to a 30-minute legal consultation upon payment of a small non-refundable $40 administrative fee. There is no fee for personal injury or workers’ comp.
  • They refer you to a licensed and insured attorney, not a paralegal or document preparer. Many of their panel attorneys have decades of experience.
  • Your lawyer will be an experienced professional in good standing with the State Bar of Arizona and the Maricopa County Bar Association.
  • They ask their attorneys to schedule an appointment for you within 24 to 48 hours whenever possible.
  • They try to find an attorney near your home or work, and the consultation can occur in person or over the phone.
  • They do not guarantee that the attorney will take your case, but you will get to speak with them personally for up to 30 minutes.
  • Their panel attorneys must speak with you directly.  They cannot pass you off to a paralegal or any other person for the consultation.

Sound good?  Go to www.MaricopaLawyers.Org,  call (602) 257‑4434 or click HERE to be routed to their website

If after consulting with an attorney, you feel that Short Sale is right for you, come back here and see me.  I’m a title rep  here in Arizona so I come across hundreds (literally-hundreds) of REALTOR’s.  I can save you a lot of time and frustration by referring you to a REALTOR that is qualified to help you through the short sale process.

Thanks for visiting and good luck!

-Stephen “MyTitleGuy” Garner

"For All Your Arizona Marketing, Escrow and Title Needs"

Facebook shuts down REALTOR referral page over Vanity URL issue

Thursday, July 15th, 2010

With all the “experts” in social media, it’s really easy to take what an “expert ” says to the bank.  But be careful.  Just because your best friends, sisters-cousin says that so and so is an expert in social media doesn’t make it so.

3 weeks ago I went to a seminar here in Mesa, AZ by the latest “flavor of the month-social media experts” that said in a room of over 100 people, (80 of which being small business owners) .……”you don’t need a website anymore, Facebook is all you need”.  I personally think that this gentleman gave some horrible advice to the attendees.

Why?  Great question!

1) I don’t know about you, but I have never actually seen a Facebook fan page  (business page) indexed on the 1st or even second page of a Google search.  Have you? Not really a good idea when we have already established that over 90% of buyers go to the internet when looking for real estate. (Keywords….)

2) Read this!

Facebook Shuts Down Page with over 47,000 Fans over Vanity URL

Note to self: Don’t under any circumstances rely on one business source for business.  Especially if its something like Facebook. Why?  Because you don’t own Facebook.  If they change their terms of service tomorrow and you rely only on Facebook for business…..you are effectively shut down! As this gentleman learned first hand.

Click HERE to go to MyTitleGuy’s Facebook Business Page.

So what should you do?  If you are a Realtor or lender in Arizona, call me.Lets meet for coffee to discuss how to use Facebook in your real estate business.

So, what do you think?  Is Facebook all you need to grow your real estate business?

For All Your Arizona Marketing, Escrow and Title Needs

Arizona REO Homes For Your Buyers with NO Investor Competition and FHA Approved

Friday, July 9th, 2010

Remove The Competition Of REO Properties By Coming To The Realtor Rally and Home Buyer Auction

Arizona REALTORS, are you sick and tired of driving your buyers from city to city, house to house, writing multiple offers (on the hood of your hot car of course) only to be outbid by a cash investor?  There has to be an easier way!

Yes,  There Is.

Come to the Realtor Rally on Tuesday 7/13/2010 to learn the process of the Neighborhood Stabilization Program or NSP.  These homes will  be move in ready and meet all the inspection guidelines for FHA.

RealtorRally

Realtor Rally 7-13-2010

For All Your Arizona Marketing, Escrow and Title Needs

7 Reasons Your Real Estate Website Sucks

Thursday, July 8th, 2010

Realtor Websites

If you are a Realtor you know how important it is to have a web presence.  Well, at least you should anyway.  I am still amazed when I come across some Realtors that say “naw…I really don’t need a website, my clients prefer to get information the old fashioned way”. To which I have this look of amazement and usually will have a snide remark like “they still make you?” Ok, so now you know that you need a website, and many Realtors reading this will say “well I have a website so I am ahead of the curve!”.

No you are not.

Because your website likely sucks.  Now don’t go get all defensive on me, don’t feel bad.  If it makes you feel any better, most Realtors websites suck.  They suck for many reasons but we are going to cover 7 of them here.  Now to be fair there are many more than 7…. (smile)

    • Your website is static.  Most real estate websites are more like bill boards or online business cards than they are business tools.
    • You use your website as a broadcast tool.  Most people have a bad habit of writing information that is more worthy of a megaphone.  Potential customers visit your website once and never return.
    • Google doesn’t even know you exist.  Now, before you say, “Oh yes they do Stephen, I’m on the 1st page when I search my name!” Understand this:  No one searches your name.  Well, almost no one, you may have some safety conscientious clients that will google you to make sure you are not a serial killer but other than that….probably not.  Besides, if they are googleing your name, they obviously already know you.  I’m talking about, Google doesn’t know you exist because you don’t write anything remarkable on your website that is worthy of indexing in Google.
    • You don’t have anything Remarkable on your website.  Listings are not it.  Market trends are not it.  Consumers can find that information anywhere.  I’m actually talking about content that is worthy of being remarked on. Your content is not unique or valuable.
    • Your website doesn’t have a BLOG!
    • You have no inbound links.  An inbound link is a link that points to your blog from another site.  Links (in google’s eyes) give your site Credibility and Authority,
    • Your website is most likely a template site.  There is nothing unique in most template websites.  In fact, its not uncommon to see the same “canned” text in 1000+ other websites.

Ok, I know I said 7, but here is a bonus.

    • Keywords. You don’t have any.
    • There is no video in your website.  Sites are not just about text anymore. Video, audio and pictures are all important ways to engage your audience.
    • You have no RSS feeds (Real Simple Syndication). RSS allows content to be pushed directly to those that subscribe to your feed.
    • Your website is an island, not a hub.

Today’s websites are not about spewing information to anyone who will listen.  Successful sales people, will use their website and blog as a hub to engage with potential customers.

What you can do.

  • Go and get a baseline of how your website is doing-today. Go to www.websitegrader.com and enter your URL.  Websitegrader.com will provide you a FREE report about your website.  The report will assign a score to your website based upon a scale of 1-100.    In the report you will find valuable information about your site.  Things like the last time Google’s spiders crawled your website for fresh content, the number of inbound links, your number of pages indexed within Google, the readability level of your content and of course your twitter grade.
  • Call me to meet. I will help you discover what keywords are best for your real estate business, ones you actually have a chance at ranking for.  We can also discuss what and how to write to get your potential customers to find you.  We will change your website from an online business card to an online, living breathing hub for your real estate business. One that builds trust and improves your search engine rankings.

    Phoenix title rep

MyTitleGuy.net

Arizona title company

Hubspot indexed pages mytitleguy.net

If you are a Realtor or loan officer in the Phoenix Metro area, lets meet for coffee. I can help you get your blogging efforts off on the right foot to create something remarkable where your clients find you!

What are your thoughts? Please tell me them below.

Contact Me

Stephen Garner
Phone: 480-223-8113
Fax: 480-892-2680